STOP RENTING & START OWNING! Discover this beautifully updated 4-bedroom, 1.5 bath single-family home offering 3 levels of living space in Jersey City's vibrant Bergen-Lafayette neighborhood, with convenient access to NYC! A charming, sun filled front porch welcomes you into a bright, open plan concept layout, perfect for relaxing and entertaining. The stunning kitchen features stainless steel appliances, elegant white cabinetry, generous countertops, and a stylish breakfast bar overlooking the living room. Recessed lighting, contemporary finishes, and abundant storage throughout all 3 floors combine style with everyday practicality. Enjoy a convenient first-floor half bath and washer/dryer, plus a full bathroom on the second floor. Seclude denced private garden perfect for entertaining and the basement has lots of storage space and a walkout. LOCATION, LOCATION, LOCATION! Steps from the Light Rail and Berry Lane Park, with convenient connections to NYC, Downtown Jersey City, major highways, restaurants, shopping, and caf s. FINANCING OPPORTUNITIES! Qualified buyers may be eligible for down payment and closing cost grants, interest rate buydowns, or 100% conventional financing through participating lenders, with select programs accepting credit scores as low as 600. Financing subject to lender approval and program eligibility. Schedule your showing today!